Having worked in the financial sector for quite a while, I have seen and noticed the lifestyle changes in different categories of people. I have observed with great admiration some groups of people who in their old age and during their retirement maintain a dignified standard of living, all things being equal. I have also come across another category of people who have struggled financially after retirement with a deteriorated standard of living, under normal circumstances. I have been particularly perturbed about the affluent lifestyles of some people who have had negative financial changes during the latter part of their lives and have thought that if perhaps, they had information and understanding of some truths about Financial Planning and Wealth Creation, it would have made some difference in their lives. This book "How to Create Wealth and Enjoy it" is aimed at creating awareness and providing information on how one can plan and do simple things which will make a difference in their finances later on in life. I believe the information in this book will be beneficial to anyone who reads it especially those who earn salary.