Please note: This is a companion version & not the original book. Sample Book Insights: #1 The first step toward becoming a millionaire is to start saving. Don't let anyone tell you that investing is too complex for regular people. We want to show you that everyone can make sound financial decisions. #2 The fast way to affluence is to reduce your expenses below your income. You have more—more than enough—and you are affluent because your income exceeds your outgo. It doesn't matter whether you are a recent college graduate or a multimillionaire. #3 Saving is good for us for two reasons. First, it helps us avoid having serious regrets later on. Second, saving gives us the freedom to choose what we want and need now, and what we want and need in the future. #4 The first step in saving is to stop dis saving - spending more than you earn, especially by running up balances on your credit cards. Never take on credit card debt.