I got married and started a family at age 25; I then got into massive debt. What I needed was income.

Creating an income-investing portfolio in your 20s is paramount to surviving the family phase of your life.

The goal is to leave our 20s with a $1,000 per month of dividend income. That requires quite a large amount of money ($150,000 at an 8% dividend yield).

To level out our portfolio, we can add savings bonds, treasuries, index funds, and dividend growth stocks. But make no mistake; this is the time to grow a paycheck outside of a job. Good Luck!