We haven't had this many investment choices in over 13 years. If you seek 4% yields, you can go to stocks or bonds.

On the surface, dividend growth stocks offer much more than bonds. You get dividend increases, share price appreciation, and the magic of compounding.

However, don't rule out bonds yet. Yes, they are boring fixed products, but everything changes when you execute a high-yield bond investment strategy.

This strategy uses your interest payments to invest in income-investing products like preferred shares, closed-end funds, and business development companies.

Both of these strategies can get you to a comfortable retirement. However, using them in tandem can also insulate you from recessions and interest rate strategy shifts. Good Luck!