People have the right to know how to look after their hard-earned money. This eBook aims to do just that by helping people become better money managers.

The eBook is written in a simplified and concise yet effective manner to ensure readers can remember what they read in order to take immediate action for lasting change.

The eBook includes:
- Lifestyle impact on spending as well as behavioural methods to reduce your spending.
- Insights into personal budgeting and approaches to adapt this – with a free personal budget template included!
- Useful tips to improve your savings, with a focus on psychology and behavioural economics.
- A clear and simplified layman's explanation of investing in the stock market, including where and how to get started.

The time is now to get on top of your personal finances.