Fresh from backwoods Minnesota, actuarial student Ben Dutoit is ecstatic to land a job with Sydney Sutherland Family Insurance, one of the few companies that offers life insurance to people in the high-risk category. The fact that he gets to work in Gay Central, aka San Francisco, is just the icing on the rainbow-colored cake. Ben sets himself just three goals: be out and proud enough to participate in the Pride parade; seek out the company of like-minded souls in the clubs; and maybe, if he's lucky, fall in love.