Lyra Hart, a teacher's assistant working her way through college, lives a simple life. Her sister Natalie is a constant reminder that the apple doesn't fall far from the tree. After a lifelong trail of arrests and stints in rehab, Natalie lands on her sister's doorstep with a promise not to end up like their mother, who overdosed just a few years prior. Lyra's first mistake was trusting her younger sister. Her second was the one-night stand she thought would drown her sorrows.
Jevaughn Graham lives life by his own rules. He's made quite a living for himself, but it's nothing compared to the life he could lead if he could only get in on the family business. The illegitimate grandson of Badrick Graham stands to earn a third of his family's multimillion dollar rum empire if he could only prove that he's ready to settle down and be a responsible family man. When he reveals that he's engaged, Jevaughn wins his grandfather's favor and the chance to finally get a seat at the table. There's only one thing missing ... his fiancée.
A one-night stand brings the two worlds together in a life altering collision. A search for the woman who stole fifteen thousand dollars from him leads Jevaughn to a pregnant Lyra and a plan for a mutually beneficial arrangement. "Join me in Jamaica for my brother's wedding, and I'll wipe your debt clean."