They set us up for failure; they pushed us to become employees without understanding how money worlds.

But we can't blame them. It's time to accept accountability for our choices AND our debt.

There are two rules to money: money is an exchange of value, and time is more valuable than money.

We must use money to buy our time—we call this financial independence. Once you understand the premise for creating the life of your dreams, it is on you to make it happen.

Money plays a small role in the process; it's all about time. Good Luck!