I once believed you could survive in the workforce long enough to build a truly passive retirement. Let's say this takes 25 years.

However, the workplace has degraded into a circus we must avoid. Using a combination of active and passive income, we should aim to be free in 15 years.

Lowering our housing costs is the number one way to free ourselves. Once we determine our required household income (say $6,000/month), we can work on replacing it.

By learning about real estate, dividends, royalties, and business, we can escape the rat race and continue to build our income streams independently. It can work; I did it. Good Luck!