In the post-COVID economy, rising inflation and interest rates have seen the Sydney apartment market crash. Billionaire property developer Nicholas Rutherford's Millennium Developments has been placed in voluntary administration, leaving clients, investors, creditors and subcontractors in financial ruin.

Small business owner Jack Baker and his wife Beth are facing bankruptcy being owed $1.6M as one of the many unpaid subcontractors. Faced with the prospect of losing his house and his business, and at the behest of his wife, he turns to his old friend and private investigator, Billy Thomas, who plans to dig up some dirt on Nicholas for leverage to help recover the money owed to Jack.

Will the blackmail plan work? And what will the fallout be for Nicholas and those around him?