An exotic location will keep Frances Gardiner's mind focused on her career as a jockey, interrupted by a terrible accident over a year earlier. She can't afford to let love get in the way...but no-one could have foreseen how her life was to change when she decided on impulse to take up a job abroad. After a rocky beginning Fran settles into life as secretary to the internationally famous three-day event rider, Kane Harding. But the darkly handsome Harding finds it hard to trust anyone, especially a woman, and when the beautiful Pilar Mendoza crosses swords with Fran there can surely be only one winner...