Jim Nash is a private detective who has occasionally made his living on the shady side of the street. In his past, he has done off-the-book work for the Feds. One of those old jobs has returned to haunt him.

A women he long thought dead comes back into his life when she shows up at his office unannounced. He's not real happy when he sees for himself the woman isn't dead. Now, Lucky Lucy, as he calls her, is just another Fed looking for a sweet deal. This time, he's got the paperwork all filled out. Until it's signed, sealed, and delivered, he's not going to do the work.

Jim's partner, Maddie, isn't happy, either. Neither is Luz. She almost kills the interloper when Lucky Lucy kidnaps Jim in an attempt to force him to go to work. All this before the contract with the Feds has even started.
A trip to Bimini, drug and people smugglers in the Keys, and an exploding fastboat all figure in the Nash crew's latest adventure when it turns out to be No Free Ride.