Two of the most popular words in finance are "compound interest." However, these aren't just words but an entire mindset.

Compound interest can work against us when using credit cards. Why do we buy things on credit? Because we can't wait to purchase them with cash.

So to prevent credit card debt, we must learn delayed gratification. Good things start to happen as we become more intentional with our money.

We will see excess cash flow in our accounts. We can invest this money to make more money. This is how we exploit the magic of compounding interest. Good Luck!