When I was growing up, my family had very little money. My father was not always employed and my motherís work as a nurse was often the only thing that put food on the table for myself and my three brothers. We were raised on macaroni and cheese, and wore clothes from the Goodwill and the Salvation Army. From the age of ten, I made my own money and paid my own bills working at gardening and odd jobs around the neighborhood.

When I was fifteen, I began searching for the so-called secrets of financial success. Like many young people, my goal was to be a millionaire by the time I was thirty. However, when I turned thirty, I was just as broke as when I was twenty. I had not even graduated from high school, and aside from being able to sell, I had no real skills at all.