Most marriages fail because of financial stress. Unfortunately, couples do not receive "the information" as they proceed into the marriage.

Let's change that by learning to budget together. Once we establish an individual budget for each member, plus the household budget, we will have money to save and invest.

By income-investing within the budget, we grow our discretionary income each month. My wife and I received $1,800 in dividends last month.

This is our real discretionary income, the money we can spend without remorse or guilt.

The true goal of living below your means is two buy assets that produce more income. This investment income is the key to your spending habits and a happy marriage. Good Luck!