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The worst situation in a credit card holder's life is a bad credit situation. This not only affects your current life but also your future chances of obtaining a loan.
The following discussion will inform you about the factors that led to this situation and strategies for getting out of it or never getting into it in the first place.
The bills must be at the top of the priority list. Many people I know are deeply in debt and occasionally ask me for advice on how to get out of it.
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