An excessively large month at the end of your money is NOT NORMAL. You owe it to yourself to educate yourself on the "money-getting" and "money-keeping" ideas given the wealth of knowledge accessible on how to earn money while keeping the majority of it.

This book will explain to you how you are merely deluding yourself if you think the credit card is your best friend because it comes from a man who has been broke and has lived beyond his means all to impress the extremely impressionable.

Utilizing basic financial management techniques How to use GOOD CREDIT, manage your money sensibly, and find happiness in living within your means are all covered in the book "Why are you BROKE?"