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Keeping your affairs tight is tough in your 20s. You will start from the bottom of a company, and begin your search for a spouse.
It's easy to focus on jobs and relationships over wealth building. However, this is the best time to build wealth because you are entirely in control of your finances.
You can use bonds to build an emergency fund, anticipate capital gains, and create income. There are two types of bonds we should use during our 20s.
These are Series "I" Bonds and 20 and 30-year Treasury Bonds. "I" Bonds give us emergency protection and compound interest, while 30-year bonds provide us income.
We want to have an excellent bond portfolio before we start a family. Once you have a family, your finances will completely change into something you could never imagine. Be Ready, and Good Luck!
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