Everyone has easy access to credit cards nowadays. These things can become quite dangerous if used freely.

Debit cards ensure you have the funds available to make the purchase but also offer fewer rewards and protections.

There are benefits to both, but you must understand them before using them. Debit cards should be your first foray into the card business.

There are unique debit cards that give cashback rewards and others that feed you dividends.

Once you have an emergency fund and are debt-free, credit cards may be an option to increase your wealth. However, you need to respect their destructive power. Good Luck!