I would love to say that working hard will allow you to become debt-free—an untruth that they have told us from an early age.

The only way to become debt-free is to understand how money flows in and out of our lives.

Sadly, we are so busy with life that getting into debt is easier than getting out of it. Debt causes stress, anxiety, and fear.

You are not alone, but only you can get yourself out of debt. I was there, so I know the pain. I got out of debt as a family person; therefore, you can destroy your debt too. Don't let debt cripple your current and future well-being.