Judy has a bad habit, one that gets worse during the busy Christmas season. She likes to rub against strangers on trains. And with all the hot businessmen on her route, she's not kicking the habit anytime soon. After all, she's not really hurting anyone. But she definitely feels dirty when a gorgeous stranger catches her in the act—until it's clear he wants to join in, and he's not the type to take no for an answer. In fact, he isn't taking no for an answer on a lot of things. Judy may think she's only willing to go so far, or get so close. But Holt thinks differently...