Starting a retail business is never a simple task. To purchase stock, invest in warehouse or store space, and cover initial overhead costs, a large sum of money is usually required at the start.

With all of the other costs associated with starting a business, purchasing stock is frequently the straw that breaks the camel's back in terms of finance. It's often the most expensive part of any retail startup, and sometimes it's just too much, and the business fails to take off.