Bad days in the stock market are not fun for anyone; however, we can use them for our benefit.

Because we are already dollar-cost averaging and reinvesting dividends into our favorite stocks, we can accelerate our wealth creation by "buying the dip."

When we see our favorite stocks at fire-sale prices, we can double down and lower our average cost-per-share while increasing our dividend yield.

It's a win-win as long as you can keep your emotions out of the situation. If you remain calm, you can accumulate wealth much faster during a bear market.