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Living the American Dream will drive you to be broke rather quickly. However, if you can leave your 20s with no debt, you'll have a fighting chance.
How do you stay debt-free in your 20s? First, you have to build the mindset that you are already behind financially.
If you can navigate through your 20s understanding that you need to save and invest at all costs, building positive cash flow will be easy.
The four things to watch out for are housing costs, college expenses, automobiles, and credit cards. If you can get a handle on these things, you're well on your way to living debt-free for the next 80 years.
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