Taxes and inflation affect all of us. We can't control inflation, but we can attempt to lower our taxes. As investors, we need to do everything in our power to reduce our tax bills.

Roth IRAs are a great way to eliminate taxes on our future income. However, we can't take those until age 59 ½.

We can leverage Municipal Bonds today, taking our income in a tax-free format. However, we can't diversify much in the realm of munis.

So, which one is better for us today and tomorrow? Well, the answer we surprise you. If you love the idea of lower taxes, please come inside.