In the olden days, allocating a portfolio between 60% stocks and 40% bonds and using the 4% withdrawal method would yield excellent results. You could outlive your investments.

Today—not so much. Bonds yields are at all-time lows, and factoring in inflation puts you at a negative return. So what's an investor to do for fixed income?

There are many ways to combat low bond yields, and I go more in-depth inside the book. However, it is essential to utilize a "whole-life" investor mindset.

Trying to beat inflation with stocks and bonds will be difficult. But, if you add in cryptocurrencies, gold, real estate, business, and royalties, things will be much more straightforward.

Don't let your love of stocks allow you to over-allocate into risker assets. Bonds still serve a purpose as a cash substitute, no longer as an investment. If you are interested in beating inflation, please join me inside.