Do you invest in dividends or capital gains? Do you invest in gold to hold long-term or sell at a profit? When investing, you have to make decisions based on your personality type, and real estate is no different.

I am a buy & hold investor. I love holding assets that produce my income each month. You may love capitals gains and constantly shifting investments to the latest and greatest.

No matter your choice, you need to understand both. Distressed real estate offers up many options if you can access them. You'll need a team of professionals to leverage investing in distressed properties properly.

However, you could either build a portfolio of rental properties at a discount or make enough capital gains to buy your freedom for the workforce. The choice is up to you.