The media wants you to believe saving and investing five percent of your income towards retirement will be enough. They also let you depend on your social security benefits.

Well, time to grow up. Life is not a game, and neither is your retirement. You'll need to decide how much income you'll need during retirement and get to work building passive income today.

There are many passive income sources, and at least a few of them will suit your lifestyle. You just need to get started—don't wait any longer.

Yes, all your friends will be off riding motorcycles, buying boats, and renovating their kitchens. But, you will be grinding towards a better tomorrow. Would you rather be "job-rich" today or "passive-rich" tomorrow?

It should be an easy answer. If so, I'll see you inside where you can start preparing your mindset for a happy cash flow retirement.