Do you make a significant income ($100,000+)? Do you consider yourself rich? How do you define being rich?

I define wealth as having excess income vs. expenses. So, if I made $50,000/year and spent $20,000/year, I would be rich.

A HENRY is a "high earner not rich yet." This cohort of people make a large income yet may still live paycheck-to-paycheck. How does this happen? Many reasons; however, the most glaring reason is the love of buying STUFF.

I call this toxic consumerism, and America is built on this phenomenon. We need to lower expenses, pay off debt, and invest wisely to reclaim our life and wealth. The hardest part of becoming wealthy is running away from the "Joneses."

If you have a large or small income, come inside and learn to make yourself rich by creating cash flow between income and expenses. Only you can make yourself rich!