Don't fall for the first-world country trap of celebrating before you become rich. Living a wonderful life on earned income seems to be the thing to do today. DO NOT DO THIS.

We need to establish passive income streams in the form of royalties, business automation, interest, dividends, rents, and cryptocurrencies.

As you build these income streams, you will become a very serious person. While everyone is on the water, you will be inside learning, reading, and building. Your friends will attempt to pull you outside, or they will forget about you.

No difference; it all turned out well in the end. When it's finally time to party, travel, and relax, you, your family, and your future generations will all be rich. You will have created enough wealth to last multiple generations—is that worth being serious for a few years?