The most complete guide to buying a home in the Golden State. A thorough, practical guide to every aspect of buying a house, How to Buy a House in California will help you make informed decisions that can save you thousands of dollars. With this bestseller in hand, you'll learn how to: -choose a house and neighborhood -find the right agent -get the most up-to-date information on mortgage options and rates -take advantage of creative financing strategies – from seller financing to government loans -figure out how much down payment you can afford -make an offer and negotiate with confidence for the best price -buy a new house in a development -inspect a house for physical problems and environmental hazards -juggle buying and selling houses simultaneously successfully go through escrow The 10th edition, completely updated, explains how to use the latest mortgage financing options – such as no-interest loans – without getting burned. It also covers how to research a home's insurance history, deal with problems with newly built homes, and to what extent a buyer can trust inspection reports provided by a seller. Home buyers beyond California: Even though this book provides state-specific forms and information for Californians, most of the material in it can help home buyers in the other 49 states as well. Don't buy a house without it! --List of Forms-- Describing Your Dream House Ideal House Profile House Priorities Worksheet House Comparison Worksheet How Much House Can You Afford? Family Financial Statement Monthly Carrying Costs Worksheet Mortgage Rates and Terms Table Presenting Your Offer and Negotiating Contract to Purchase Real Property Extension of Offer to Purchase Real Property Counteroffer [Counter Counteroffer] Revocation of Offer to Purchase Real Property Escrow, Contingencies and Insurance Extending Time to Meet Contingencies Contingency Release Release of Real Estate Purchase Contract

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