If something you thought to be true, wasn't true, when would you want to know about it? In your financial world, that defining moment occurs by understanding the Efficiency of Money. Learning to avoid the unintended consequences of transferring your wealth to others unknowingly and unnecessarily, should be everyone's goal. This book will show you how to recognize and overcome these transfers. It will identify those who create the transfers and how they do it. They are destroying our personal wealth by creating situations, controlling the outcomes, and profiting from it. Truth and knowledge will reduce or eliminate these transfers.