Elizabeth and Tom Drummond are living quietly in Mill Bay, B.C., when their tranquil existence is disrupted by a singular event: out of the ashes of 9/11, borne by a person believed long dead, come riches beyond anyone's wildest dreams. But with the wealth comes danger-lies, secrets, insidious temptation and relentless pursuit by a grim figure whose motives may be a lot darker than justice.

Fear, guilt and loyalty mean that Elizabeth and Tom are on their own. All they desire, finally, is to be rid of the dreadful fortune-and to survive the attentions of those who would be rid of them.