Themes: Life Skills, Career, Achieve Independence, Skills, Money Management, Budgeting, Nonfiction, Worktext, Teen, Young Adult, Hi-Lo, Hi-Lo Books, Hi-Lo Solutions, High-Low Books, Hi-Low Books, ELL, EL, ESL, Struggling Learner, Struggling Reader, Special Education, SPED, Newcomers, Reading, Learning, Education, Educational, Educational Books. Content Includes: Controlling your Spending, Banking Basics, Buy now, Pay Later, Improving Your Budgeting Skills. 32 Compact two-page lessons are each tightly focused on a particular subtopic to guarantee comprehension and build a foundation for further practice and skill development. Back-of-the-book list of key words in each. Preview & Review exercises introduce & wrap up each unit. Includes "Everyday Math" application in every lesson.