After watching It's a Wonderful Life for the first time, thirty-one-year-old Julie Shelly's predictable small-town life turns anything but as she begins experiencing uncanny parallels between her life and the fictional George Bailey's.

Initially intrigued by the way her life seems to imitate the classic movie, Julie secretly hopes the strange similarities bear some kind of deeper existential significance. But real life soon brings her back down to earth and she dismisses the episodes as mere coincidence and the wishful thinking of her restless spirit.

Julie decides to put the Wonderful Life foolishness behind her...until a tragedy puts her faith to the test and forces her to view the odd movie coincidences in a completely different light. Her epiphany ultimately spurs her toward an extraordinary, life-changing encounter with a vulnerable stranger on Christmas Eve.