According to the Consumer Federation of America (CFA) only 46% of Americans have a budget or financial plan, though 78% of those surveyed intend to update or create a plan in the coming year. A common reason cited by consumers for the lack of budgeting or financial planning is that it takes too much time to get organized. In addition the CFA reports that the number of Americans worried about their personal finances has increased dramatically over the past year, as much as 17% depending on age and income bracket. CFA Press Release 5/13/03.For many people lack of information on their personal financial situation leads to increased worry and bad decision making - it is hard to find your way around in the dark. Debbie Stanley, a professional organizer, has written Organize Your Personal Finances In No Time as a step-by-step guide to turning the spotlight on your finances. By following the book's to-do lists and practical organization advice anyone can take a cluttered, messy pile of receipts, bank statements, bills, insurance policies, and tax papers and turn it into a foolproof, easy-to-maintain financial system in a single day. After mastering skills like tracking income and expenses, balancing accounts, bill paying, taming the incoming mail pile, creating a file system, learning how to shop faster and better, the reader will be able to graph valuable information like spending habits, debt details, net worth as well as create a savings plan and budget.