When 30+ divorcee Pennie Black falls in love with the womanizing Chase Spenser, she doesn't realize he only wants her for her life assurance, and his name on the claim form at the morgue. Meanwhile her ex-husband Steve has disappeared and her flat has been ransacked. What can you do when you fall to your death and find out your best friend is a werewolf? You hire an assassin to get revenge on your lover.