Holly has always been the reckless Sutherland sister, the one most likely to hitch up her skirts and gallop astride a powerful stallion. Holly's affinity for horses leads Queen Victoria to enlist her help when a prized Thoroughbred colt disappears. To catch the horse thief, Holly must put on her best manners and mingle with the dashing Colin Ashworth, Earl of Drayton. Uncertain she can trust him, she is also powerfully attracted to him.

As Holly's growing suspicions threaten to expose the truth about the stolen horse, Colin's head tells him to distance himself. But with his heart, body, and soul all recklessly clamoring for Holly, he finds her impossible to resist...