Be smart, learn about the company before you invest. Don't invest on other peoples tips, hear-say, or brokers news, be smart and research the company before you invest. Learn how to research a company before you invest. Understand there Financial strength, there growth potential, there debt load and other important information needed before you invest; learn how to read an annual stock report, mutual funds, gold and silver, balance sheet and income statement, Formula for Analyzing Stocks, understanding various portfolios, inflation, banking, and the federal reserve and more.