Need a credit makeover? You're not alone: in the US, outstanding credit card and other types of revolving debt have jumped over 20% in the past decade, and millions of Americans are struggling with one or more credit-related issues. Whether you're just working on improving your score or need some sound advice on how to make debt a thing of the past, the latest edition of Credit Repair Kit for Dummies is packed with reliable information for taking the steps needed to build up a solid score. There are many reasons why you might have a subpar credit score-mortgage and auto debt, student loans, impacts of disasters such as COVID-19, and even identity theft. This book covers these scenarios and more, helping you identify the reasons behind a lower score and providing you with straightforward, proven techniques for managing it back to where you want it to be. - Add information to your report to beef-up a low score - Avoid, reduce, and get rid of mortgage, credit card, student loan, and auto debt - Keep a good credit score during a period of unemployment This book shows you how to put even the worst credit situations behind you and make a poor score just a bad memory.