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Starting a Business

Finance for Kidz, Volume 18 · Finance for Kidz

by Prakash L. Dheeriya, PhD.


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All books in the series "Finance for Kidz" are children's stories, written from children's perspectives, (and not ours), but with financial lessons in them. All stories revolve around a family consisting of a dad (Mr Zrugal), a mom (Mrs Zrugal), their 2 sons (Zimmy & Zyler) and their daughter, Zulia.

These books have been adopted by school districts, and are currently being used all over the country. Here are some testimonials from reviewers and adopters of our books:

I leave you with one comment made by a finance academy student who expressed personal satisfaction on a job well done in the written assignment which summarized the course. In the paper, she said,

"Today was our last day with the Cottonwood Elementary students and we will most likely never see them again. While I am sad, it gives me great pride knowing our efforts the past 8 weeks will help them appreciate the important role of finance in their young lives. We know the students enjoyed the experience with us for the short time we shared with them and somehow my sadness with the end of this class is offset by the satisfaction of watching the progress made of what started as little finance caterpillars turn into butterflies."

I don't know about you but to me its reading these comments which is the essence of why I chose a career in education.


David Wilhelm, lead faculty @ Metropolitan Community College

"In my 20+ years in education, which includes teaching economics in public schools, I have never seen any books for young children like Finance for Kids. These books are creative and will be very interesting to students of the proper developmental age. It's about time that parents and teachers have some tools to teach economics to young children. Finance for Kids fills that need."

-E. Don Kim, Ed. D

Senior Director - Elementary Schools

Torrance Unified School District

"A strong financial literacy education will help our children limit debt, avoid identity theft and maintain good credit. Resources like the 'Finance for Kids' series will help our children learn the basics of personal finance management and prepare them for the responsibilities of adulthood."

— California Assemblymember Ted W. Lieu (D-Torrance)

"How do you assure that your children make good financial choices as they mature? Start teaching them early with these excellent story books! Dheeriya weaves deep economic principles into simple childhood tales that even your toddlers will grasp easily."

—Tony Rojko, President of MyMontessori.Net

In this book, Zulia learns about starting a business. She decides to sell cookies, after she meets a boy selling lemonade on the street corner. Zulia also learns that she can also provide services to make money.

Publication Details

Fintelligence Publishing
Publication Date:
Finance for Kidz


  • Adobe PDF eBook 5.1 MB

Prakash L. Dheeriya, PhD. (Author)

Dr. Prakash Dheeriya is a Professor of Finance at California State University-Dominguez Hills. He has been teaching finance and investments for over two decades. Dr. Dheeriya has several publications in the field of financial markets. A frequent s...

More about Prakash L. Dheeriya, PhD.
Starting a Business
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