April Grayson is the responsible one in her family of wild, barrel racing rodeo stars. After years of keeping her sisters out of trouble, she's finally earned some time to let loose. She indulges in a one-night stand with the cowboy she crushed on in high school. It's as hot as it is memorable, but the next day she finds out Cole works for her new accounting client. He's dead set against having one of the "Wild Grayson Sisters" working on Three Sisters Ranch.

Last Stand rodeo youth director Cole Lockwood loves horses, kids, and cowgirls—not necessarily in that order. Even though his night with April leaves him wanting more, his parents' medical bills have him working 24/7. He's tempted to go back to his professional gambling ways and enter a high stakes poker game, but April warns that's a loser's bet.

Cole and April strike a deal: she'll teach him about managing his family's finances if he helps her overcome her fear of horses and learn how to be a little more reckless. Can this cowboy make a cowgirl out of her?