The bar in Jacaranda, Florida may be upscale, but bartender Sherri Travis is from the side of town where luxury is an extra wide trailer. Sherri is separated from her husband Jimmy Travis, who comes from Jacaranda's social register, and there's only one thing Sherri and her mother-in-law agree on, which is that Sherri and Jimmy don't belong together. Sherri wants Jimmy out of her life but he won't stay gone, so when Jimmy and his boat, the Suncoaster, explode in an orange ball of fire, the police come calling. There's a witness who puts Sherri on the Suncoaster hours before it went boom. Add a quarter million dollar insurance policy, and Sherri becomes the suspect du jour. Sherri didn't do it, but as she digs through the debris of Jimmy's life she discovers more than a few people who wanted Jimmy dead.