Katie Knowles's life is going as planned. Even her long-time crush on Cameron Hilliard has fallen into place. Katie knows Cameron cares for her. Deeply. But something keeps him from committing completely. Cam Hilliard is thirty-two years old before he finds himself wading the murky waters of true love. At twenty-four, Katie's so young. So pure. So innocent. Although he's found Christ and is at peace with his past, Cam can claim none of those things. Is it fair to ask such a special woman to tie her future to his? Then Katie comes face-to-face with a ghost from a part of Cam's past, and he is forced to acknowledge the very real possibility of losing her. Suddenly their differences no longer matter. He has to find a way to set the situation right, accept the consequence of his most shameful secret, and win back Katie's trust and love. But when the clock strikes midnight on Christmas day, it'll be too late. Is their faith and love strong enough to bring them a real-life Christmas miracle?