A year ago, Jemma had a passionate night with a man she'd just met. She tries to forget about her mistake and move on, but the guilt won't let her. Jemma is still mourning her late husband and hasn't been able to remove her wedding ring... She tells herself she won't love anybody again. Then one day, she finds out about her father's embezzlement, and the man who can save him is Luke Devetzi, the same man Jemma had her one-night stand with! Luke proposes a resolution be believes will solve all their problems—that is, for Luke and Jemma to get married!