Whether or not parents are skilled at their own financial management, the book offers a road map of how to teach children, pre-teens, teens and emerging adults the skills they need to be money-smart. With chapters for each age group outlining concepts, skills and activities, the book will not only improve children's financial literacy — it may even help parents improve their own skills. Even if parents have good money habits and understand the importance of making sound financial decisions, knowing how to instill those skills in children of different ages is another matter altogether.