Everyone hopes for an enjoyable retirement. But hope is a poor substitute for thoughtful planning and intelligent investment. Obstacles to a successful retirement abound. My hope is that this book will help you gain a better understanding of both the pitfalls and the critical aspects of preparing for retirement. In addition to overcoming information overload, you must manage your way through a minefield of Wall Street and Bay Street marketers, media talking heads, analysts, prognosticators and a host of people within the industry whose livelihood depends on you repeatedly making emotionally driven financial decisions.By becoming more knowledgeable, you will be less likely to be distracted by misinformation and more likely to make intelligent planning and investment decisions. You will also be more confident that you are making the right choices for retirement and beyond. I hope to help you become a smarter, calmer, more educated investor and ultimately achieve a truly rewarding retirement.