Jockey Nikki Latrelle gets the chance of a lifetime — to ride the favorite in a stakes race — only to have her dream destroyed when a mysterious intruder kills her mount the night before the race. When Nikki stumbles over the body of a gunshot victim, she quickly becomes the prime suspect in a murder case. Framed and facing a possible murder rap, Nikki is ruled-off the track. With unexpected help from a fashion-conscious wholesale meat-seller, a recovering addict, and an ancient groom, Nicky follows a crooked trail of insurance scam and betting fraud. But with the odds against her, can she clear her name — and put the real criminals behind bars?