Frank Ellis is smooth, has the gift of gab and is knowledgeable about anything that relates to finances. As a financial consultant, he considers himself to be one of the best. 
And when it comes to women, he has no qualms about his prowess. He has no complaints; nor has he received any. But it just isn't enough for him anymore.
Enter Delilah Carpenter. A sexy, down-to-earth young woman from Savannah, Georgia, she is in the audience of one of Frank's entertaining financial planning seminars. They meet and things get interesting—and not in a good way. After he makes a less-than-favorable impression, Frank awakens the next morning to discover that Delilah has already checked out of the hotel in which they are both staying.
And Frank wonders if he will ever get a chance to redeem himself.