Stephanie, Jackie and Caroline. The three women have been friends for years, and they've built themselves a nice bed and breakfast /ranch operation. But with less than a fortnight to Christmas, a ruthless banker has swindled them out of their beloved home. What will they do?

Well, kidnapping him and holding him hostage until he decides to do the right thing sounds like a good plan. Unfortunately, it all goes hilariously wrong when they discover they've kidnapped the wrong man. Bondage, obedience classes and more are needed to make sure there's a Merry Christmas this year!